Enjoy your time on the water in your boat, jet ski or other watercraft with the peace of mind you deserve—on and off the water—by having quality insurance that protects you against claims of injury or damage. If you navigate a watercraft across lakes, rivers or ocean water in the United States, you need a boat insurance policy.
Your homeowner’s policy doesn’t cover your boat and typically will place restrictions on boat owners based on size, horsepower and coverage limits. With the help of Eversure Insurance professionals, we can help you customize a policy that safeguards you and your investment should you lose control of your craft, sustain damage or sink or a guest causes an accident.
After an accident happens or damage occurs, it’s too late to purchase a policy. We’ll discuss your protection options, recommend the right limits and make sure you receive every discount available to you.
What Boat Insurance Covers
A typical boat insurance policy provides coverage for the following:
- Personal liability
- Boat
- Motor
- Trailer
- Medical and physical damage perils
Boat Insurance Discounts
There are many ways to save on your boat insurance policy. We work with carriers who provide multiple discounts, making your policy more affordable while giving you the same high-quality coverage. Below are some discounts that may apply if you:
- Own your home
- Have idle-assisted steering installed
- Insure multiple vessels
- Bundle other kinds of insurance
- Are the original owner
- Paid your policy in full each year
- Have a clean automobile driving record
- Have a safety course certification
To understand what each plan covers, contact us today for more information.