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Commercial Auto Insurance

Commercial Auto Insurance

If you are a business owner, you need a commercial auto policy to protect and insure your business fleet. Whether you have a large fleet of vehicles, one vehicle or any vehicles you or your employees user for company business, the right commercial vehicle coverage can help protect your business assets in the event of a work-related auto accident. As the owner of the business, you may be found personally responsible for costs related to any accident. Not to mention, if your business car or truck is damaged, it may be difficult to continue business operations. Our team at Eversure Insurance can help you find the best policy to fit your needs.

In addition, if your business car or truck is damaged, you could find it difficult to keep your business operating and you run the risk of losing or disappointing customers you’ve worked hard to get.

What does commercial auto insurance cover?

Commercial auto insurance usually consists of the following protections:

  • Liability Coverage – Protects you against judgments and other expenses when someone else suffers bodily injury or property damage as a result of your firm’s operation of a vehicle. We will explore various coverage extensions, exclusions, and limits, as well as reimbursement for legal costs associated with the claim or lawsuit.
  • Physical Damage Coverage – When one of your covered vehicles is damaged in some way. Again, we’ll address all extensions, exclusions, limits and deductibles and how they apply, and we’ll make sure you’re properly protected.
  • Other options, such as hired auto physical damage, which covers hired or borrowed vehicles; Lease or Loan Gap Coverage, in case there’s a difference between your covered vehicle’s value and what’s owed to the lienholder; electronic equipment coverage, for things like DVD players and GPS units that are permanently installed in your vehicle; and more.

To understand what each plan covers, contact us today for more information.

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